Benjamin Fry | Forum: Spendaholics is great - Benjamin Fry | Forum

Ooer Missus, I am now out of debt. Okay, £500 doesn't seem like much of an overdraft until you realise that's about ten weeks worth of Income Support. I decided to cash in my entire savings for the year and get rid of the debt outright.

It was mainly the Spendaholics re-runs. Something came up with a couple of the female subjects about having a need for security but actually running away from it. This is something I can now recognise in myself (this series is worth its weight in gold - I wish I had it on DVD). I thought about how I felt with the overdraft and decided I just wasn't comfortable. Interestingly, my sleeping patterns (which have been all over the shop for the last couple of months) sorted themselves out the morning after I decided to use my savings and I've been awake at 8am every day since.

Having journaled for a couple of months I realised that I have felt homeless ever since my mother remarried just before my teens and we moved out of what I considered my 'home' where we had lived with my Grandmother very happily. The combined family didn't work and I felt barely tolerated in the new house where I lived UNhappily for the next ten years. I hadn't realised a nice environment could be an emotional need until I did exercises in TAKE TIME FOR YOUR LIFE - this might have something to do with why all my rooms have been a tip since I was ten.

My priority is now to enhance my sense of security by building up savings. (I don't know if I can get on top of the housework but I've started an Expert Patient Program which might help me make it a daily priority despite the disability).

Now that I'm out of debt I just have to stay there. I guess HOW TO GET OUT OF DEBT, STAY OUT OF DEBT AND LIVE PROSPEROUSLY (based on the Proven Principles of Debtors Anonymous) has the answer to that.

One day at a time.

Okay. Who here believes in synchronicity?

A week after the above post, I got a call from a housing association in Edinburgh. The property of my DREAMS has become available in the middle of the old town. Wheelchair accessible, two bedroom, adapted bathroom, private courtyard for the dog. I now have a permanent home. Of my own.

My mind has been blown ever since.

The only down side is that I'm going to be forced back into debt with moving costs.

Hogmany, anybody?

Hi all

Just came across and watched tonight's gay party guy Spendaholic programme - excellent stuff! Forum topics from you all also extremely interesting.

I have a question:

How does a self employed consultant budget like me maintain any financial consistency when on an irregular income? If I knew how much was coming in each month I'd have a fighting chance of getting into a routine and eliminating debts.