I too am in a situation of quite bad debt. This has been creeping up for several years. Up until recently I had put it down to solely practical reasons - ie not enough money to live on, as I am a single lady (with no children) on a low paid income. However, Benjamin's comments and insights about the chap featured on tonight's programme has got me thinking that perhaps there are more personal underlying reasons for my debt than just practical and external factors? After all there are many people in a worse economical situation than me who manage not to get into debt. So it cannot just be external factors.
For the past few months I have been trying my best to face my debt problem and tackle it practically, and have done this with the help of an organisation specialising in debt management and medication from my gp to help with associated depression. However, tonight's programme and Benjamin's insights have got me thinking that perhaps I ought to be looking more within myself for the cause and solution and looking more at the emotional and psychological background to things? It has certainly given me quite a lot of food for thought. Thanks.
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Debt
#2 Guest_Guest_*
Posted 25 March 2005 - 02:17 AM
Debt is a horrible and frightening thing and can so quickly spiral out of control. To the point you feel completely overwhelmed by it and feel you can never get out of it. At the moment the only way I can deal with this situation is by tackling it purely on a week-by-week basis. If I look too far ahead or dwell on it too much it feels like there is no hope. Practically speaking it will take me over twenty years to be clear of debt, and the thought of living twenty years on the financial knife-edge that I am currenly on is unbearable. Which is why I have to face it simply week-by-week. At the moment I live in dread of a bill coming through which I cannot meet because I just do not know what I will do. What if the car breaks down or a household appliance breaks down or something unexpected happens? There is absolutely no room for manouevre and I feel completely trapped.
I had to face the situation I was in when a well-meaning financial advisor told me that bankruptcy was the only solution. This is something which shocked and frightenend me into realising I had to do something NOW to address this problem. No longer could it be pushed aside. And I did. I got help from an organisation specialising in debt who are wonderful and who have provided much support, and I have really been trying hard to make it work. It HAS to. There is no question of it not working because there are no other options.
However, tonight's programme has made me realise it's not just a practical situation. I think I need to deal also with the emotional and psychological background to things, as to how this situation occurred in the first place and how to face the future. But where to start? I wish I knew someone like Benjamin who had the insight to recognise and understand the deeper background to such matters, because I think this is probably the key to getting back the control of my life and trying make the best of what feels like a completely unsolvable situation.
I had to face the situation I was in when a well-meaning financial advisor told me that bankruptcy was the only solution. This is something which shocked and frightenend me into realising I had to do something NOW to address this problem. No longer could it be pushed aside. And I did. I got help from an organisation specialising in debt who are wonderful and who have provided much support, and I have really been trying hard to make it work. It HAS to. There is no question of it not working because there are no other options.
However, tonight's programme has made me realise it's not just a practical situation. I think I need to deal also with the emotional and psychological background to things, as to how this situation occurred in the first place and how to face the future. But where to start? I wish I knew someone like Benjamin who had the insight to recognise and understand the deeper background to such matters, because I think this is probably the key to getting back the control of my life and trying make the best of what feels like a completely unsolvable situation.
#3
Benjamin Fry 
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Posted 25 March 2005 - 06:48 PM
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I wish I knew someone like Benjamin who had the insight to recognise and understand the deeper background to such matters
You do. I'm here. If you want an individual response to your own issues, start a new topic in this forum and explain what's been going on for you both in the present and the past.
visit benjaminfry.co.uk for more information on my work
support getstable.org for better mental health treatment in the UK
support getstable.org for better mental health treatment in the UK
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